Terms of service

1. About these terms

These terms are an agreement between you and Jusell Enterprises (business ID 3309064-7), in Finland (we, us). By creating an account or using Actal you accept them. The privacy policy explains how we handle your data.

2. What Actal is, and what it isn't

Actal is a trading journal: software that imports your own trades, lets you review and grade them, and shows statistics on your trading and what your mistakes cost. Pro+ includes Actal Recorder, a Windows app that saves screenshots and clips of your own charts with your trades.

Actal is not investment advice. We don't tell you what to trade, sell signals or strategies, manage money or act as a broker. Statistics and findings describe your past trades and can be wrong or incomplete, for example when an export file is. Trading futures, forex, crypto, stocks and options is risky and can lose you more than you put in. Every trading decision is yours.

3. Your account

• You must be 18 or older.
• Give a real email address and keep your password to yourself. One account is for one person.
• You are responsible for what happens in your account. Tell us at hello@actal.io if you think someone else has got in.

4. Your data

What you put into Actal stays yours. You allow us to store and process it only to run Actal for you, as the privacy policy describes. Only upload what you have the right to, such as your own trade files and screenshots. You can ask for a copy of your journal or for your account to be deleted at any time.

5. Plans and payment

• The Free plan costs nothing and needs no card. What it includes is on the pricing page.
• Pro ($15 a month) and Pro+ ($25 a month) are subscriptions that renew automatically until you cancel. Prices are in US dollars, and tax is added at checkout where it applies.
• Paid plans are sold to you by Stripe through its Link service, which takes the payment, handles tax and sends your receipts. Its terms apply to the payment as well, and your card statement shows LINK.COM.

6. The launch offer

• Until 8 December 2026 at 23:59 Finnish time, Pro+ costs $10 a month, $100 a year, or $120 once for life. The lifetime option is limited to the first 100 buyers and closes when they are sold or on that date, whichever comes first.
• A monthly or yearly subscription bought at the launch price keeps that price for as long as it stays active. If you cancel and subscribe again later, the price at that time applies.
• Until 8 December 2026 every account has every feature. After that, accounts that haven't upgraded move to the Free plan. Nothing is deleted.

7. What lifetime means

Pro+ for life is one payment for Pro+ for as long as we run Actal: every Pro+ feature now and the ones added later, with nothing more to pay. It covers one account and isn't transferable. Lifetime access we gave by hand to early users works the same way. If we ever close Actal, we will tell you at least 90 days before and give you a copy of your journal.

8. Cancelling and refunds

• Cancel any time from Settings > Plan > Manage billing. Your plan stays on until the end of the period you paid for and then moves to Free. You are not charged again.
• If Actal isn't for you, ask at hello@actal.io within 14 days of your first payment and you get a full refund. That includes Pro+ for life.
• Outside that, we don't refund part of a period you have already started.
• Nothing here limits the rights you have as a consumer under the law where you live.

9. Actal Recorder

• Actal Recorder runs on Windows 10 and 11. It records only the windows you choose, and the footage stays on your PC.
• Make sure you are allowed to record what's on your screen, for example by your broker, prop firm or employer, and don't record other people's private information.
• The installer is not code-signed yet, so Windows and your browser may warn before it runs. The install guide shows what to expect.

10. Fair use

Don't use Actal to break the law, attack or overload it, get into other people's accounts, copy it by scraping or reverse engineering, upload malware, or share content you don't have the right to share. Each plan has a storage allowance for pictures and clips, shown in Actal.

11. Changes to Actal and to prices

• We keep improving Actal, so features change. If we remove something central to a paid plan, we tell you first and you can cancel.
• We tell you at least 30 days before a price change applies to your subscription.
• We work to keep Actal running and your data safe, but we can't promise it is never down.

12. Ending

You can stop using Actal and ask us to delete your account at any time. We may suspend or close an account that seriously or repeatedly breaks these terms; where we reasonably can, we warn first.

13. Liability

Actal is provided as it is. We are not responsible for trading losses or for decisions you make based on what Actal shows. As far as the law allows, our total liability to you is limited to what you paid us in the 12 months before the claim. None of this limits liability that the law doesn't allow to be limited, or your rights as a consumer.

14. Law and disputes

Finnish law applies, and you keep any protection the consumer law of your own country gives you. Talk to us first at hello@actal.io; most things are sorted that way. A consumer can also bring a dispute to the Finnish Consumer Disputes Board or to the courts where they live.

15. Changes to these terms

When we change these terms we update the date at the top. If a change matters for you, we tell you by email or in Actal at least 30 days before it applies, and you can cancel before then.